Benefits Open Enrollment for Full Time Employees

Open Enrollment for full-time employees is from May 1 through May 15, 2024.  No action is required during Open Enrollment if you have no health plan related changes, are not enrolling in a flexible spending account, or do not plan to participate in premium rewards.

Please take a few minutes to familiarize yourself with the process and determine whether or not you will need to take any action during the Open Enrollment window. Remember… this window is established by the Commonwealth and submissions either before or after these dates will not be accepted.

The Spotlight on Your Benefits contains additional information about upcoming modifications and guidelines for determining whether action is needed.

Two of the most missed opportunities during Open Enrollment are:

  • Not taking action to participate in a Flexible Spending Account (FSA) for the upcoming year. If you are currently participating and want to participate next plan year, you must re-enroll during Open Enrollment.
  • The medical FSA has increased to $3,200 for the 2024-2025 plan year.
  • Employees continuing to participate in the new plan year will not receive a new FSA Inspira card.  New cards will be provided when your current FSA PayFlex card reaches the expiration date.
  • Not completing your online health assessment during the Open Enrollment window to begin or continue to receive premium rewards for the upcoming plan year. These assessments must be completed within the Open Enrollment window in order for the premium rewards to be in place when the new plan year begins on July 1, 2024.
  • If you are making a provider change during Open Enrollment, ensure you complete the online health assessment with your current provider.
  • Keep and maintain a screen print of your successful completion of the online health assessment.

Cardinal:  It is strongly advised you complete your enrollment online in Cardinal. Please ensure that you leave yourself plenty of time to navigate any potential system challenges or questions that may arise.

If you make an Open Enrollment election or change, be certain to click the “Submit” push button, otherwise, your Open Enrollment election will not process nor will the election be accepted after Open Enrollment ends.

Cardinal Resources:

Please reach out to Denise Schuh in HR with any questions at 77962 or by email at dschuh@virginiawestern.edu